North Dealer	ª	10 9 4 2
	Neither Vulnerable	©	A Q 9 6 3
		¨	2
		§	9 5 2
			N
ª	Q 8 5			ª	J 7 6
©	K 10 4		W                          E	©	8 7 5 2
¨	Q 9 5			¨	J 8
§	K J 8 4			§	Q 10 7 6
			S
		ª	A K 3
		©	J
		¨	A K 10 7 6 4 3
		§	A 3

                           

W	N	E	S
	NO	NO	1¨
NO	1©	NO	3NT
NO	NO	NO

 

Players often hold up when they do not need to do so. Here the lead of the §4 indicates that West has led from precisely a four card suit. You can see the 2 in dummy and the three is in your hand therefore the opponents’ Clubs are divided 44. So there is no point in holding up.

 

Take the first trick and establish the Clubs. You will lose just 3 clubs and 1 Diamond. If they get their wires crossed and  decide not to cash out their clubs you might make an overtrick.